The Development Corporation of Northwest Baltimore

E-Home America Online Education Class

This one-line class is provided to accommodate persons who cannot for some reason attend our in-person 8 hour pre-purchase homebuyer education workshop. Persons can take this class at their own convenience in the comfort of their home. Intake and personal one-on-one counseling is required in order to help you reach your goal of homeownership and to qualify for any available downpayment and closing cost assistance. The online homebuyer education certificate is issued upon our receipt of your completed intake form and counseling appointment.

First Time Home Buyer Education In-Person Class

This eight hour workshop provides an overview of the home buying process, outlining the purchasing steps and requirements including the value of budgeting, credit, the mortgage loan process including pre-qualification, home inspections, homeowners insurance and down payment and closing cost assistance programs.

Pre-and Post-Purchase Counseling

Our Homeownership Program offers first time homebuyers individual counseling services to help them get ready for the home purchase. Services are also offered to new and seasoned homeowners.

Foreclosure Prevention Counseling

Foreclosure Prevention/Intervention counseling assists homeowners who may be experiencing financial difficulty with their mortgage. We do this by assisting in evaluating available options; assisting in pursuing alternatives to foreclosure and assisting in developing a realistic sustainable budget.

Post Purchase Education/Home Maintenance Workshop

This workshop is designed to encourage responsiblity and prevent mortgage default and foreclosure. Participants learn the importance of home maintenance and weatherization, insurance, home safety, refinancing a mortgage, equity loans and lines of credit and avoiding common financial pitfalls to protect one's investment and prevent foreclosure. Session culminates with a hands-on-maintenance demonstration.

Services